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 MORTGAGE LENDING

TWO LOANS AT ONE GREAT RATE

When you purchase or refinance your home with us, we will offer the same interest rate for your vehicle as our currently quoted fixed mortgage rate.
For instance, if our current home loan rate is 4.25% APR*-We will refinance your vehicle loan at 4.25% APR* for the remaining term of your loan.

REQUIREMENTS

  • You must purchase or refinance your home with us
  • A copy of your vehicle registration
  • Your payment book or statement
  • Evidence of vehicle insurance
  • New payment to be automatically deducted from your checking account on the date of your choice
  • 60 month maximum term
  • Amount finance not to exceed NADA clean trade value

*Actual rate paid will be expressed as APR-(Annual Percentage Rate)
If you would like information on any of our Mortgage products, please contact one of our Mortgage Loan Officers for complete details or for a free pre-qualification! COID:791580

Home Mortgage Purchase or Refinance

  • Fixed rate mortgages
  • Variable rate mortgages
  • Locally serviced mortgages
  • A variety of repayment and down payment terms are available
  • Click here for a Mortgage Application

First Time Home Buyers Program

  • Kansas Housing Resource Corporation (KHRC) 15-20% down payment assistance base on income.
  • Federal Home Loan Bank (FHLB) $5000 down payment assistance based on income.
  • Click here for a Mortgage Application

Investment Property Loans

  • Long-term fixed rates available.
  • Click here for a Mortgage Application

Home Equity Line of Credit

  • A Home Equity Line of Credit is a preferred line of credit secured by a mortgage on your home.
  • A  credit limit is approved for you.  You can borrow, repay and reborrow up to that credit limit anytime with the use of special line of credit checks.
  • You receive a monthly statement that tells you your credit limit, your loan balance, your available credit and your payment due.
  • Click here for a Mortgage Application

VA (Veterans Administration) Loans

 
  • No down payment required.
  • No income restrictions.
  • Click here for a Mortgage Application

Home Improvement Loans

  • One of your most important assets is your home, and maintaining it or improving it is the key to increasing the equity you have in your home.
  • We have fixed or variable interest rate monthly payment loans.
  • Click here for a Mortgage Application

Construction Loans

  • Our home construction line of credit can be used to build a new home or to add an addition to your existing home.
  • The line of credit allows you to advance funds as you need them and pay interest only on the funds that you have used.
  • Upon completion of the construcion the loan can be converted to a regular amortized home mortgage loan.
  • Click here for a Mortgage Application

Bridge Loans

Bridge the gap to purchase a new home while waiting for your current home to sell.
  •   Six month loan
  • Interest due monthly
  • Click here for a Mortgage Application

Federal Housing Administration Loans (FHA)

  • Minimal down payment required and can be gifted.
  • No income restrictions.
  • Click here for a Mortgage Application

Rural Development (RD)

  • No down payment required
  • Income based
  • Property restrictions
  • First time home buyer not required
  • Click here for a Mortgage Application

Meet Our Mortgage Team! 

Katy Aichele
Mortgage Loan Officer/Assistant Vice President
NMLS: 1237505
McPherson Home State Bank
620-241-7713
Email
Click here for Mortgage Application
Shelley Black
Mortgage Loan Officer/Assistant Vice President
NMLS: 801179
Newton North
316-283-3035
Email
Click here for Mortgage Application

Jen Driskill
Mortgage Loan Officer/Assistant Vice President
NMLS: 944963
Newton South
316-283-7478
Email
Click here for Mortgage Application

Lori Frazer
Vice President of Mortgage Lending
NMLS: 801177
Hesston
620-327-4941
Email
Click here for Mortgage Application
Peggy Jay
Mortgage Loan Officer/Assistant Vice President
NMLS: 801178
Goessel
620-367-2264
Email
Click here for Mortgage Application
Dylan Obermueller
Mortgage Loan Officer
NMLS: 1586694
McPherson Home State Bank
620-241-7361
Email
Click here for Mortgage Application


 

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