Under this program, through December 31, 2009, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from coverage available under the FDIC’s general deposit insurance rules. The Citizens State bank has chosen to participate in this program.

It is the policy of The Citizens State Bank (“the bank, we, us, or our”) to comply with applicable laws and regulations, and to conduct business in accordance with applicable safety and soundness standards. A non-sufficient funds (negative) balance may result from: A) The payment of checks, electronic funds transfers, or other withdrawal requests; B) Payments authorized by you; C) The return, unpaid, of items deposited by you; D) The imposition of applicable service charges; or E) The deposit of items which according to the bank’s Funds Availability Policy, are treated as not yet “available” or finally paid.

You may now login or sign up for The Citizens State Banks Internet Banking Service. If you already have your username and password, click on the link below to log in. If you have not yet signed up for Internet Banking, click on the link below and then follow the link at the top of the screen to register.

Click Here to Log in or Sign Up Now

To sign up for bill pay, sign onto your internet banking account. Click on Bill Payment. *Internet Banking and Bill Payment is free to all CSB non-business customers. Business account customers will be charged a $5.00 monthly fee for utilizing either Internet Banking or Bill Pay.

A great starter account to build or establish good credit.

Whether using an ATM Card or CSB Visa checkcard, it is fast and easy.

Eliminates the hassle of carrying a checkbook and writing checks. Streamlines recordkeeping.

Be a registered user for Internet Banking and you can enroll in Finance Works.