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Low VariableRates
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Classic Card 16.67% on purchases only
Gold Card 15.17% on purchases only
Platinum 14.17% on purchases only
Business 15.17% on purchases only
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LOST CREDIT CARD NUMBER
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800-325-3678
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Customer Service
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The Customer Service number is 1-800-675-6284
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***********NOTICE***********
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The Citizens State Bank is a community financial services institution that provides financial products and services to our customer service area (Kansas). If you are located in our customer service area or are thinking of moving to our area, we welcome your application. If you do not currently live in our customer service area, we appreciate your interest, however, in order to process your application, you will need to come in to any of our locations and pick up an application.
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Cash Advance Fee
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$5.00 or 2%
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Worldwide Acceptance
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ATM cash advances
Purchase goods and services anywhere VISA is accepted
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Local Customer Service
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Payment conveniently accepted at The Citizens State Bank
Account credited the same day payment is made increases available funds and reduces interest
immediately
Billing questions answered and resolved by people you know
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Annual Membership Fee
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Personal account - no annual fee
Corporate/Business account - $30 annual fee for first card, $25 for each additional card issued to the business (waived if paid through ACH AutoPay)
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Grace Period for Purchases
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25 days
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Transfer of Balance
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Upon opening your VISA account you may authorize The Citizens State Bank to pay off your other high interest credit cards and to transfer the balance to our VISA
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Travel accident insurance
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Travel reservations
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Travel discounts
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Pay Ahead
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Cardholder can pay ahead one month
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Emergency cash
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Short notice travel
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Overlimit Fee
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$25.00
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