|
Find a Product Area
|
|
Find a Product
|
Passbook Savings
|
|
|
An Excellent “First” Account
|
|
Balance Requirements
|
$50 minimum requested to open account
Minimum amount waived for children’s accounts
Interest paid quarterly on average daily balance of $10 or more
|
|
Transaction Limitations
|
Transfers to another account or to third parties by preauthorized, automatic, telephone, or in-house preauthorized transfer are limited to six per calendar month.Transactions in excess of six will be charged an additional fee per item.
|
|
***************NOTICE***************
|
The Citizens State Bank is a community financial services institution that provides financial products and services to our customer service area (Kansas). If you are located in our customer service area or are thinking of moving to our area, we welcome your application. If you do not currently live in our customer service area, we appreciate your interest, however, in order to process your application, you will need to come in to any of our locations and pick up an application.
|
|
|
Rates for Passbook Savings
|
|
Description
|
Annual Percentage Yield
|
Interest Rate
|
Minimum Opening Balance
|
Minimum Balance
|
Variable
|
Index for Variable Rate
|
|
Savings Account
|
0.40%
|
0.40%
|
$50.00
|
$10.00
|
Yes
|
|
|
|
|
|
|
Fees could reduce earnings on accounts
|
|
Minimum Balance is the Minimum Balance to Obtain APY
|
|
Rates are subject to change at the discretion of the bank on all variable rate (Variable) account
|
| Interest rates and annual percentage yields (APY) effective as of 9/7/2010 |
|
Fees
|
|
Fee Description
|
One Time Fee
|
Annual Fee
|
Monthly Fee
|
Per Use Fee
|
Other Fee
|
|
A withdrawal fee for each debit transaction in excess of six during a month
|
|
|
|
$0.50
|
|
|
Minimum balance fee of $1.00/month if average daily balance falls below $100.00
|
|
|
$1.00
|
|
|
|
|
