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Find a Product Area
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Find a Product
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Premium Investment Money Market Account
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Regular Money Market Features with Tiered Rates
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Tiered Account Provides Higher Rates for Larger Account Balances
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Current tier breaks are $1000, $10,000, $50,000, $100,000 and $500,000
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Balance Requirements
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$1000 minimum deposit to open account
Interest paid monthly on average daily balance of $1000 or more
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Transaction Limitations
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Transfers from a Money Market Account to another account or to third parties preauthorized, automatic, telephone, or in-house preauthorized transfer are limited to six per calendar month. Transactions in excess of six will be charged an additional fee per item.
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*****************NOTICE*****************
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The Citizens State Bank is a community financial services institution that provides financial products and services to our customer service area (Kansas). If you are located in our customer service area or are thinking of moving to our area, we welcome your application. If you do not currently live in our customer service area, we appreciate your interest, however, in order to process your application, you will need to come in to any of our locations and pick up an application.
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Rates for Premium Investment Money Market Account
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Description
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Annual Percentage Yield
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Interest Rate
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Minimum Opening Balance
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Minimum Balance
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Variable
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Index for Variable Rate
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Premium Investment Money Market - Tier #5
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0.35%
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0.35%
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$1,000.00
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$1,000.00
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Yes
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If your average daily collected balance is more than $999, but less than $10,000, the interest rate and annual percentage yield paid will be based upon the entire balance in your account.
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Premium Investment Money Market - Tier #4
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0.40%
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0.40%
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$1,000.00
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$10,000.00
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Yes
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If your average daily collected balance is more than $9,999, but less than $50,000, the interest rate and annual percentage yield paid will be based upon the entire balance in your account.
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Premium Investment Money Market - Tier #3
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0.60%
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0.60%
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$1,000.00
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$50,000.00
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Yes
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If your average daily collected balance is more than $49,999, but less than $100,000, the interest rate and annual percentage yield paid will be based upon the entire balance in your account.
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Premium Investment Money Market - Tier #2
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0.70%
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0.70%
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$1,000.00
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$100,000.00
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Yes
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If your average daily collected balance is more than $99,999, but less than $500,000, the interest rate and annual percentage yield paid will be based upon the entire balance in your account.
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Premium Investment Money Market - Tier #1
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0.80%
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0.80%
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$1,000.00
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$500,000.00
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Yes
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If your average daily collected balance is $500,000 or more, the interest rate and annual percentage yield paid will be based upon the entire balance in your account.
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Minimum Balance is the Minimum Balance to Obtain APY
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Fees could reduce earnings on accounts
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Rates are subject to change at the discretion of the bank on all variable rate (Variable) account
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| Interest rates and annual percentage yields (APY) effective as of 9/7/2010 |
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Fees
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Fee Description
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One Time Fee
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Annual Fee
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Monthly Fee
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Per Use Fee
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Other Fee
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Overdraft (each debit or check paid)
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23.00
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Nonsufficient Funds (NSF)
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23.00
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A withdrawal fee for each debit transaction in excess of six during a month.
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$1.00
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