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Find a Product Area
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Find a Product
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Certificate of Deposit
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Time Certificates Offer a Secure Investment at Higher Fixed Rates
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The safe place to earn interest.
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Balance Requirements
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$1000 minimum deposit to open account
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Interest Credited to You at Least Semi-Annually by Method of Your Choice
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Add to CD principal
Credit checking, savings, or MMA
By check
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Automatically Renewable
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At your option, automatically renews for same term unless customer notifies The Citizens State Bank within 10 days of maturity
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Terms Available **
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30 day, 91 day, 182 day, 12 month, 18 month, 24 month, 30 month, 36 month, 60 month
** From time to time The Citizens State Bank offers additional competitive terms and rates through special promotion Time CD’s
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Transaction Limitations
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Early withdrawal may cause interest penalty
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You May Borrow Against Your Certificate of Deposit
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3% above the rate on your CD for term loans
4% above the rate on your CD for installment loans
6% minimum interest rate applies on all loans
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********************NOTICE***************
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The Citizens State Bank is a community financial services institution that provides financial products and services to our customer service area (Kansas). If you are located in our customer service area or are thinking of moving to our area, we welcome your application. If you do not currently live in our customer service area, we appreciate your interest, however, in order to process your application, you will need to come in to any of our locations and pick up an application.
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Rates for Certificate of Deposit
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Description
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Annual Percentage Yield
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Interest Rate
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Minimum Opening Balance
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Minimum Balance
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Variable
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Index for Variable Rate
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30 Day CD
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0.30%
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0.30%
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$1,000.00
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$1,000.00
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91 Day CD
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0.50%
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0.50%
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$1,000.00
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$1,000.00
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6 Month CD
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0.95%
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0.95%
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$1,000.00
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$1,000.00
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12 Month CD
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1.15%
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1.15%
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$1,000.00
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$1,000.00
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18 Month CD
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1.25%
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1.25%
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$1,000.00
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$1,000.00
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CD Special 16 Month Jump
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1.30%
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1.30%
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$5,000.00
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$5,000.00
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24 Month CD
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1.35%
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1.35%
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$1,000.00
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$1,000.00
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30 Month CD
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1.55%
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1.54%
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$1,000.00
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$1,000.00
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36 Month CD
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1.80%
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1.79%
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$1,000.00
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$1,000.00
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CD Special 29 Month Jump
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1.80%
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1.79%
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$5,000.00
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$5,000.00
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48 Month CD
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2.30%
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2.29%
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$1,000.00
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$1,000.00
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60 Month CD
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2.55%
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2.53%
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$1,000.00
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$1,000.00
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Fees could reduce earnings
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A penalty could be imposed for early withdrawal
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| Interest rates and annual percentage yields (APY) effective as of 9/10/2010 |
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News and Specials
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COUNTY FAIR LIVESTOCK AUCTION CD SPECIAL
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CD Special: 5.00% APY-Pick your term: 6 or 9 months-$200 minimum. $1000 maximum deposit for 4-H and FFA livestock exhibitors only in Harvey, McPherson, Marion, and Reno County Fairs.
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