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Product Areas
Our Specialty!  From Operating to Equipment to Real Estate Loans and Everything In Between Farm and Ag
Programs Designed to Meet The Needs of Special People Over 55
Money for Your Every Need Personal
Start Your Financial Future Today with Services Designed Just for Students Students

You will also be interested in:
Mortgage Loans
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Long Term Fixed Rate Mortgages
Long Term Fixed Rate Mortgages
Competitive Fixed Rates
If you are buying a home or refinancing your existing home, The Citizens State Bank has a competitive mortgage program to fill your needs.
Serviced by one of the largest mortgage companies in the United States Serviced by one of the largest mortgage companies in the United States
First Time Home Buyer Programs Available First Time Home Buyer Programs Available
Purchase or refinance Purchase or refinance
****************NOTICE**************** ****************NOTICE****************
The Citizens State Bank is a community financial services institution that provides financial products and services to our customer service area (Kansas). If you are located in our customer service area or are thinking of moving to our area, we welcome your application. If you do not currently live in our customer service area, we appreciate your interest, however, in order to process your application, you will need to come in to any of our locations and pick up an application.


Representatives who can help with this product:
Warning: Internet email is not secure. Please do not send private information to The Citizens State Bank via email.
Goessel Full Service Branch
Peggy Jay - - (620) 367-2264
Hesston Full Service Branch
Lori Frazer - - 888-327-4941
Newton Full Service Branch
Amy Budde - - 316-283-7478
You may also be interested in these services:
We Make Buying Your Home Easy and Inexpensive Mortgage Loans
LIFELINE Home Equity Line of Credit & Second Mortgage
Adjustable Rate Mortgage

News and Specials
Helpful Link to understand the Homebuyer Tax Credit

Related Calculator
Mortgage Refinancing Calculator
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