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Product Areas
Our Specialty!  From Operating to Equipment to Real Estate Loans and Everything In Between Farm and Ag
Programs Designed to Meet The Needs of Special People Over 55
Money for Your Every Need Personal
Start Your Financial Future Today with Services Designed Just for Students Students

Railer Express Checking
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Checking Accounts
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Railer Express Checking
Railer Express Checking
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First Box of Checks Free First Box of Checks Free
With this account your first box of checks is on us.
Non-interest Bearing Account Non-interest Bearing Account
Gift at Account Opening Gift at Account Opening
Unrestricted Check Writing Unrestricted Check Writing
No monthly serivce fee, per check charge or limit on number of checks written.
Monthly Itemized Statements Monthly Itemized Statements
Canceled checks will be held in safekeeping and not returned to customer. One free check copy per month, with additional copies available for $2 each.

Fees
Fee Description One Time Fee Annual Fee Monthly Fee Per Use Fee Other Fee
Overdraft (each debit or check paid) 23.00
Nonsufficient Funds (NSF) 23.00

Representatives who can help with this product:
Warning: Internet email is not secure. Please do not send private information to The Citizens State Bank via email.
Newton Full Service Branch (Inside Wal-Mart)
Debbie Pierce - - 316-283-7350
Victoria Ramirez - -
Carol Wallace - - 316-283-7350
Newton Full Service Branch
Shelley Black - - 316-283-7478
Jennifer Driskill - - 316-283-7478
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Checking for Every Need and Budget Checking Accounts
Benefit 55
FDIC Transaction Account Guarantee Plan
Overdraft Privilege Policy
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Money for Your Every Need Personal
VISA Gift Card
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Certificate of Deposit
Adjustable Rate Mortgage
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