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Product Areas
Operating a Business Just Got a Little Easier with Services Tailored to the Needs of Businesses and Institutions Business
Our Specialty!  From Operating to Equipment to Real Estate Loans and Everything In Between Farm and Ag
Programs Designed to Meet The Needs of Special People Over 55
Money for Your Every Need Personal
Start Your Financial Future Today with Services Designed Just for Students Students

Health Savings Account
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Checking Accounts
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Health Savings Account
Health Savings Account
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Health Savings Account VISA Check Card Health Savings Account VISA Check Card
For us only with a Health Savings Account
Tiered Accounts Provide Higher Rates for Larger Account Balances Tiered Accounts Provide Higher Rates for Larger Account Balances
Current breaks are at $5000 and $10,000
Interest Paid Interest Paid
Interest is paid monthly on an average daily collected balance
24-Hour Telephone Banking Access 24-Hour Telephone Banking Access
A great way to keep track of your expenses
Personal Checks may be purchasedby the account owner Personal Checks may be purchasedby the account owner
Checks come in a quantity of 25 checks per book

Fees
Fee Description One Time Fee Annual Fee Monthly Fee Per Use Fee Other Fee
Overdraft (each debit or check paid) 23.00
Nonsufficient Funds (NSF) 23.00
There is no monthy charge for the first year
Rollovers and transfers out of the bank $10.00 per transaction
Second VISA check card for authorized signer $3.00 per card
Five free withdrawls per month, After five $2.00
Preparation of non qualifying taxable distribution documents $20.00 per document
Reversing excess contributions $ 20.00 (each)

Representatives who can help with this product:
Warning: Internet email is not secure. Please do not send private information to The Citizens State Bank via email.
Moundridge Full Service Branch
H Keith Goering - - (620) 345-6317
Kay Huxman - - (620) 345-6317
Daylene Johnson - - 620-345-6317
You may also be interested in these services:
Checking for Every Need and Budget Checking Accounts
Benefit 55
FDIC Transaction Account Guarantee Plan
Overdraft Privilege Policy
Direct Banking
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