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Unbeatable Benefits with Direct Deposit of Payroll
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Unrestricted Check Writing
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No monthly service fee, per check charge, or limit on number of checks written monthly
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Interest Bearing Option
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Interest will be earned with a $1000 minimum average daily balance
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Free Checks
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2 Boxes Free Graystone Checks
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Receive up to $10 Check Replacement Credit
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For old checks if transferring account from another financial institution
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Free Notary Service
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Funds Management
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Per your instructions between your accounts
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24-Hour Telephone Banking
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Safe Deposit Box
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3x5 size rent-free first year or a discount on a larger size for new safe deposit box customer
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Ready Reserve (Overdraft Banking) with No Annual Fee *
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The Citizen State Bank VISA Check Card *
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The Citizens State Bank VISA Credit Card *
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1/2 % Discount Rate on Automobile Loans *
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With automatic payment
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$100 Discount on Real Estate Loan Origination Fee *
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************NOTICE***************
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The Citizens State Bank is a community financial services institution that provides financial products and services to our customer service area (Kansas). If you are located in our customer service area or are thinking of moving to our area, we welcome your application. If you do not currently live in our customer service area, we appreciate your interest, however, in order to process your application, you will need to come in to any of our locations and pick up an application.
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Overdraft Privilege
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Overdraft Privilege Service is available on checking accounts that are maintained in good standing.
Overdraft Privilege can mean:
You can avoid high charges from merchants for returned checks.
You have new convenience and flexibility in managing your funds.
Payment of overdrafts up to $700 ($400 on free checking accounts) or $1500 on commercial accounts will normally be considered.
We will charge our normal non-sufficient funds or overdraft charges, as set forth in our fee schedules, for each item that would create an overdraft on your account. We can’t promise to pay every overdraft, not all accounts are eligible, and some restrictions do apply. (See the Overdraft Privilege Policy)
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