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Interest Bearing Checking Account
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Interest Earned on any Balance
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Interest paid monthly on average daily balance
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Unrestricted Check Writing
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No per check charge or limit on number of checks written
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Service Charge
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No service charge with a $1000 minimum average daily balance
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***************NOTICE*******************
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The Citizens State Bank is a community financial services institution that provides financial products and services to our customer service area (Kansas). If you are located in our customer service area or are thinking of moving to our area, we welcome your application. If you do not currently live in our customer service area, we appreciate your interest, however, in order to process your application, you will need to come in to any of our locations and pick up an application.
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Overdraft Privilege
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Overdraft Privilege Service is available on checking accounts that are maintained in good standing.
Overdraft Privilege can mean:
You can avoid high charges from merchants for returned checks.
You have new convenience and flexibility in managing your funds.
Payment of overdrafts up to $700 ($400 on free checking accounts) or $1500 on commercial accounts will normally be considered.
We will charge our normal non-sufficient funds or overdraft charges, as set forth in our fee schedules, for each item that would create an overdraft on your account. We can’t promise to pay every overdraft, not all accounts are eligible, and some restrictions do apply. (See the Overdraft Privilege Policy)
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