• $100 minimum balance to open
• Monthly maintenance fee $4.00
• $.06 per deposited check drawn on another bank
• Each entry on account $.15. No charge for ACH & debit card transactions
• Earnings credit for each $100 of average collected balance

• $1,000 minimum balance to open
• Variable interest rate on daily collected balance and compounded monthly
• Limit of six withdrawals per month
• Excess withdrawal fee of  $1.00 per item after first 6 withdrawals per statement cycle*
• $5.00 monthly maintenance fee if the average daily balance for the statement cycle falls below $1,000

• $100 minimum balance to open
• Variable interest rate on daily collected balance and compounded semi-annually
• $1.00 monthly maintenance fee if average daily balance falls below $100
• Limit of 6 withdrawals per month
• Excess withdrawal fee of $1.00 per item after first 6 withdrawals*

You may open a line of credit attached to your checking account with approval. Once you are approved,simply write a check or use your debit card. If the amount is larger than the balance in your account, funds will be automatically deposited in $100 increments up to your agreed line of credit. Lines of credit range from $100 up to $5,000 and are based on loan approval by an officer. Repayment happens automatically through monthly payments from your checking account. Or, you can also choose to pay off the line of credit at any time. A per advance fee applies.