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EMV (Chip) Cards Are COMING!!!


We would like to announce that all debit card holders will be issued a new chip card in December.  This includes all personal, business and HSA debit cards.  Your chip card will be issued with the same card number as the one you currently have in your possession, and you will continue to use the same PIN even with your new chip card.  Once you activate your new chip card your old card will no longer work.  The only change with the new chip cards, is that we are extending out the expiration date.  Please be on the lookout for your new card in December.  If you have any questions regarding this change, please contact your local branch.  

Hometown Hero

When Richard Miller isn’t working in the finance department at the City of McPherson, where he’s been for the last 14 years, you’ll find him volunteering in many places throughout the community.In fact, over the years he has focused his work around area youth where he served as a football coach, Care Ministry deacon, youth baptism class instructor, PTO treasurer and Helping Hands moving ministry.  But, his work doesn’t stop there.  He also serves as a commander for his church’s Awana program, which is a global, nonprofit ministry with fully integrated evangelism and long-­term discipleship programs for ages 2 to 18.  He also runs the Awana bus outreach program, is a Pheasants Forever board member and a certified hunter education instructor.

He and his wife, Leslee have five children – Myranda, Maggie, Joey, Claire and Payton, plus one grandchild, Ellena.

In recognition of his countless hours of volunteerism in and around the McPherson community, Miller has been named as The Citizens State Bank/Home State Bank Hometown Hero for this quarter.“(He’s a great) dad and role model for our youth,” according to Chelsea Thul, who nominated him.

Hometown Hero is a quarterly award, sponsored by The Citizens State bank and Home State Bank, honoring area residents who make a difference in their communities through volunteerism.  Recipients receive a framed certificate and $50 gift card.  Submissions for future awardees may be made at any branch of The Citizens State Bank or Home State Bank location. 


 Residential Real Estate Rates As Low As:

Term Rate APR Payment †
15 Year 3.500% 3.586% $1,072.32
20 Year 3.625% 3.677% $879.61
30 Year 3.875% 3.912% $705.36
Updated: December 6, 2017

The above APR is calculated on a loan amount of $150,000 with a Loan to Value (LTV) of 80% and a credit score of 720 or better. Loans with a LTV greater than 80% are available. Click here for more information! 

† Payments shown do not include taxes or insurance, actual payments may be greater.

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