Partnering Together to Serve you Better
  • Internet Banking
  • Business Banking
  • Personal Banking
  • Ag Center
  • Lending Center
  • Benefit 50 Center
  • Investment Center
  • Citizens Financial Services
  • Student Center
  • Learning Center
  • Employment Center
  • Fraud Center
  • Giving Hope Cancer Fund
Find an ATM

Search for The Citizens State Bank in the App Stores!

Latest News and Events

Hometown Hero Award Presented-

"Secret Santa" is a nonprofit group that provides donated school supplies at the beginning of the school year and provides clothes and toys at Christmas time to underprivileged children in the USD 419 school district.  Secret Santa is comprised of 3 amazing women, Jennifer Becker (Galva), Shelley Miller (Galva), and Cassie Alumbaugh (McPherson) who work diligently during the busiest, craziest season of the year to make sure that each present is specific to the child in need.  They put in countless numbers of hours making a list, checking it twice, and shopping for, and wrapping presents for all the children who are nice.  As a result, the Secret Santa group is the 4th Quarter recipient of the Hometown Hero Award.


All of the items for the children come from donations from the community by way of monetary donations, gift cards, or by purchasing the items from the tags that are on the trees.  The Secret Santa Trees are set up at The Citizens State Bank in Canton, The Farmers Bank in Galva, The State Bank in Canton, and the Canton High School.  Clothes and necessary items are located on the tags from the trees located at the banks.  Toys are located on the tags from the tree at the high school.  On a side note, the high school children do an amazing job taking tags and purchasing toys for the younger children. 


Secret Santa works directly with Jill Roller at Canton-Galva Elementary, Bonnie Holopirek and Darla Westbook at Canton-Galva Middle and High School to address the needs of the children who benefit from the program.


“Our Secret Santa Program would not be successful without the support of our local families and businesses who have donated gifts and money over the past 5 years.  Thank you to everyone involved.  We look forward to a successful 6th year” Jennifer Becker stated.


Hometown Hero is a quarterly award, sponsored by The Citizens State Bank and Home State Bank, honoring area residents who make a difference in their communities.  Recipients receive a framed certificate and a gift card.  Submissions for future awardees may be made at any branch of The Citizens State Bank or Home State Bank locations.


4th Quarter 2016 Newsletter



 Residential Real Estate Rates As Low As:

Term Rate APR Payment †
15 Year 3.375% 3.440% $1,063.14
20 Year 3.750% 3.802% $889.33
30 Year 4.000% 4.038% $716.12
Updated: December 5, 2016

The above APR is calculated on a loan amount of $150,000 with a Loan to Value (LTV) of 80% and a credit score of 720 or better. Loans with a LTV greater than 80% are available. Click here for more information! 

† Payments shown do not include taxes or insurance, actual payments may be greater.



Click above for more information

Equal Housing Lender Member FDIC
Funds Availability  |  Patriot Act  |  Privacy Notice  |  Reg E
            e-Banking Agreement