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Latest News and Events
The Citizens State Bank and Home State Bank will temporarily close its lobbies to walk-in traffic
Given the evolving concerns at both state and national levels regarding COVID-19, The Citizens State Bank and McPherson’s Home State Bank will close its bank lobbies to walk-in traffic effective Wednesday, March 18.
We will remain open for business in our drive through lanes, however.  And, should you need personal banking services such as loans, new accounts or access to a safety deposit box, you may call ahead to make an appointment with any of us.
Although this was a difficult decision, the safety of our customers and staff remains paramount as we continue to monitor the coronavirus health risk.
Meanwhile, we will continue to offer many other options to serve your banking needs:
-Online Banking and Mobile Banking, including Mobile Deposit
-After-hours deposits 
-Remote deposits and transfers
-E-signature for loans
Throughout our bank’s history of more than 115 years, our commitment remains to the health of our customers, our employees and the communities we serve. We will continue to be vigilant of state and national guidelines and you can be assured we will be here to help our customers navigate these uncertain times.
Please feel free to contact us with any questions at (620) 345-6317. For additional information about COVID-19, please visit the Centers for Disease Control and Prevention at
Updates to the current situation will be posted to our Facebook page and our website ( as they arise.

Randy Tegethoff, President/CIO
The Citizens State Bank
Member FDIC | Equal Housing Lender 

Residential Real Estate Rates As Low As:
Term Rate* APR Payment †
15 Year Fixed 2.875% 2.936% $1,026.88
20 Year Fixed 3.000% 3.048% $831.90
30 Year Fixed 3.750% 3.786% $694.67
Rate as of: April 6, 2020

The above APR is calculated on a loan amount of $150,000 with a Loan to Value (LTV) of 80% and a credit score of 720 or better. Loans with a LTV greater than 80% are available. Click here for more information! 

* Reflected rates may change without notice. Contact a Mortgage Loan Officer for the current rate.
† Payments shown do not include taxes or insurance, actual payments may be greater.

Coming Soon!!!

Telephone Banking is getting an upgrade.  The improved system will resolve the connectivity issues you may have been experiencing as well as feature new options for your banking convenience.   

Meet Our Call Team!

Picture of Call Team

Whether it's checking your account balances, transferring funds or helping you find resolutions to any issues, our call team is dedicated to providing the kind of support you expect from a hometown bank.

Pictured: Kayla (Hesston), Moriah (McPherson), Lorenzo (Hesston), Jessica (McPherson), Justin (McPherson)




ABA Routing Number: 101105079

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