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Lending Center

MORTGAGE LENDING                      

First Time Homebuyers receive up to $5,000*.  Let us help you GET MOVING!!  If you would like information on our First Time Homebuyer Grant, please contact one of our Mortgage Loan Officers for complete details or for a free pre-qualification! COID:791580

*With approved credit. Income limits apply and subsidies are limited.  See us for details. For qualified borrowers.

Home Mortgage Purchase or Refinance

  • Fixed rate mortgages
  • Variable rate mortgages
  • Locally serviced mortgages
  • A variety of repayment and down payment terms are available
  • Click here for a mortgage application

First Time Home Buyers Program

  • Kansas Housing Resource Corporation (KHRC) 15-20% down payment assistance based on income
  • Federal Home Loan Bank (FHLB) $5,000 down payment assistance based on income
  • Click here for a mortgage application

Investment Property Loans

  • Long-term fixed rates available
  • Click here for a mortgage application

Home Equity Line of Credit

  • A Home Equity Line of Credit is a preferred line of credit secured by a mortgage on your home.
  • A credit limit is approved for you. You can borrow, repay and reborrow up to that credit limit anytime with the use of special line of credit checks.
  • You receive a monthly statement that tells you your credit limit, your loan balance, your available credit and your payment due.
  • Click here for a mortgage application

VA (Veterans Administration) Loans

  • No down payment required
  • No income restrictions
  • Click here for a mortgage application

Home Improvement Loans

  • One of your most important assets is your home, and maintaining it or improving it is the key to increasing the equity you have in it.
  • We have fixed or variable interest rate monthly payment loans.
  • Click here for a mortgage application

Construction Loans

  • Our home construction line of credit can be used to build a new home or to add an addition to your existing home.
  • The line of credit allows you to advance funds as you need them and pay interest only on the funds that you have used.
  • Upon completion of the construcion the loan can be converted to a regular amortized home mortgage loan.
  • Click here for a mortgage application

Bridge Loans

  • Bridge the gap to purchase a new home while waiting for your current home to sell.
  • Six month loan
  • Interest due monthly
  • Click here for a mortgage application

Federal Housing Administration Loans (FHA)

  • Minimal down payment required and can be gifted
  • No income restrictions
  • Click here for a mortgage application

Rural Development Loans (RD)

  • No down payment required
  • Income based
  • Property restrictions
  • First time home buyer not required
  • Click here for a mortgage application

Meet Our Mortgage Team! 

photograph of Katy Aichele photograph of Shelley Black
Katy Aichele
Mortgage Loan Officer/Assistant Vice President
NMLS: 1237505
McPherson Home State Bank
620-241-7713
Email
Click here for Mortgage Application
Shelley Black
Mortgage Loan Officer/Assistant Vice President
NMLS: 801179
Newton North
316-283-3035
Email
Click here for Mortgage Application
photograph of Jen Driskill photograph of Lori Frazer

Jen Driskill
Mortgage Loan Officer/Assistant Vice President
NMLS: 944963
Newton South
316-283-7478
Email
Click here for Mortgage Application

Lori Frazer
Vice President of Mortgage Lending
NMLS: 801177
Hesston
620-327-4941
Email
Click here for Mortgage Application

photograph of Peggy Jay photograph of Dylan Obermueller

Peggy Jay
Mortgage Loan Officer/Assistant Vice President
NMLS: 801178
Goessel
620-367-2264
Email
Click here for Mortgage Application

Dylan Obermueller
Mortgage Loan Officer
NMLS: 1586694
McPherson Home State Bank
620-241-7361
Email
Click here for Mortgage Application


 

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